A flat 1% on buys and sells with most payment methods (manual bank deposits are 2%, plus any bank fee). See fees and limits for the full schedule.

Currently $10,000 per transaction and $20,000 per day, with increases available on request from your account. See fees and limits for current numbers.

Focus. We believe bitcoin is the only asset worth saving in, and we build accordingly.

Buy Bitcoin

Self-custody bitcoin in seconds.

Q: How fast is a buy, really?

Payment initiates instantly inside your account. Delivery to a Lightning wallet takes seconds; on-chain delivery arrives with network confirmation, typically minutes.

Q: Do I have to use the Stacked Wallet?

No. Any wallet you control works: the Stacked Wallet, another Lightning wallet, or your cold storage on-chain.

Buy bitcoin from your NZ bank account and it lands in your own wallet, not an exchange balance. Self-custody from your very first buy.

Create Free Account See how it works →

NZ-owned FSP registered Bitcoin-only

Stacked app buy flow — entering a $250 NZD amount

Stacked app purchase confirmation — 225,964 sats bought

From your bank to your wallet. Instantly.

No deposits to make, no transfers to match, no waiting for funds to clear into an exchange account. Payment happens by open banking, right inside your Stacked account, and your bitcoin is on its way the moment you confirm. Seconds to a Lightning wallet. Minutes on-chain.

Every buy, straight to a wallet you choose.

Stack $10 straight to a Lightning wallet, or send a serious buy on-chain directly to your cold storage. You choose the destination on every buy. We never make you park bitcoin with us first.

Stacked app — choosing where your bitcoin is sent: Lightning wallet, on-chain, or manual withdraw

Stack quietly.

Every on-chain purchase writes your savings history to a public ledger, forever. Buys delivered over Lightning don’t. Your balance and your habits stay your business. Verified with us once, broadcast to no one.

On-chain buy

bc1qx7…f24r

↓ +0.00842100 BTC14 Mar 2026

↓ +0.00250000 BTC28 Mar 2026

↓ +0.01100000 BTC11 Apr 2026

Public. Permanent. Linkable.

Lightning buy

No public record.

Your business stays yours.

Bitcoin-only, by design

No altcoin casino, no tokens of the week. Stacked is built for Kiwis saving in bitcoin, not trading against them.

One asset. One focus.

No altcoins
No leverage or margin
No trading gimmicks

How it works

Four steps from sign-up to sats in your own wallet.

STEP 1

Create your account

Verify once, in about five minutes.

STEP 2

Choose your amount and wallet

Any amount, delivered to a wallet you control.

STEP 3

Pay from your bank

Open banking payment, made inside Stacked.

STEP 4

Bitcoin arrives

Seconds on Lightning, minutes on-chain.

One flat 1% fee.

The exact rate and fee, shown before you confirm. No spread hiding in the price, no card surcharges. Open banking means your bank isn’t clipping the ticket either.

See fees and limits →

Customer review

“...As a newbie to the world of crypto and bitcoin, [Stacked] has been the easiest thing about it. The service is fast and efficient. It has great help articles and excellent support and I really feel it is a service I can trust. During my research [Stacked] came highly recommended and I am happy to join those ranks....”

— Charlie

NZ-owned & operated Registered FSP — FSP1005773 Bitcoin-only since day one