How do I buy Bitcoin in New Zealand?

Sign up for a Stacked account, verify your identity, and you can buy Bitcoin instantly via open banking. Your Bitcoin is sent directly to your self-custodial wallet, meaning you hold your own keys from the start.

What are the fees for buying Bitcoin on Stacked?

Stacked charges a 1% exchange fee on most payment methods, or 2% on manual bank deposits - still among the lowest in New Zealand. Any direct bank processing costs are shown transparently before you confirm your purchase.

Is Stacked a licensed financial services provider?

Yes. Stacked is a registered New Zealand Financial Services Provider (FSP1005773), operated by Lightning Pay Limited (NZBN: 9429051417789).

What is self-custody and why does it matter?

Self-custody means your Bitcoin is sent directly to a wallet you control. You hold your private keys, so no third party can freeze, seize, or lose your funds. Stacked never holds your Bitcoin.

Can I set up recurring Bitcoin purchases?

Yes. Stacked's Autostack feature lets you schedule automatic Bitcoin purchases on a regular basis. Set your amount and frequency, and build your Bitcoin holdings over time.

Can I pay bills with Bitcoin in New Zealand?

Yes. Stacked's Bill Pay feature lets you pay any New Zealand bill using your Bitcoin. The conversion and payment happen in one seamless transaction.

Does Stacked support the Lightning Network?

Yes. Stacked supports Lightning Network transactions for fast, low-cost Bitcoin payments in New Zealand. Send and receive Bitcoin almost instantly with near-zero fees.

What is the minimum amount to buy Bitcoin on Stacked?

You can start buying Bitcoin with as little as $6 NZD. There's no maximum for standard purchases, and OTC services are available for larger amounts.

Is Stacked the same as Lightning Pay?

Yes. Stacked is the new name for Lightning Pay. The platform, team, and services are the same. Lightning Pay Limited remains the registered legal entity behind Stacked.

How is Stacked different from other NZ Bitcoin exchanges?

Stacked is Bitcoin-only, meaning no altcoins or distracting tokens. Every purchase goes directly to your self-custodial wallet, fees are 1% on most payment methods (2% on manual bank deposits), and you can pay NZ bills with Bitcoin. Stacked is built by a Queenstown-based team focused entirely on Bitcoin.

BITCOIN IS BETTER
MONEY

Stacked Bitcoin wallet app showing balance and growth chart

Stack More. Do More.

New Zealand's most trusted Bitcoin-only platform. Buy, sell, and hold Bitcoin with the lowest fees and lightning-fast transactions.

Get started with Stacked

Stacked Wallet

Self-custody wallet and integrated exchange services

Stacked Web

Buy Bitcoin and send to the wallet of your choice

Open Banking Payments

Lightning Fast

Self Custody

Mobile App

30 Billion+

Sats Monthly Volume

1000s

of Kiwi Customers

2024

Established

How it Works

Four simple steps from how you start to using your Bitcoin.

STEP 1

Choose how you start

Stacked Wallet

Integrated Wallet and Exchange

Stacked Web

Buy and send to your wallet

STEP 2

Buy Bitcoin

Use Stacked to buy Bitcoin directly from your bank.

STEP 3

Sent to your wallet

Your Bitcoin is sent to a wallet you control, not held by Stacked.

STEP 4

Use your Bitcoin

Send, receive, and spend with the Stacked Wallet.

Everything you need to make bitcoin part of your every day life

Powerful features designed to make Bitcoin simple, secure, and accessible for every Kiwi.

Self Custodial Bitcoin Wallet

Your keys, your Bitcoin. Full control of your funds with our secure self-custody wallet. No third parties, no compromises.

Lightning Fast Exchange

Buy Bitcoin instantly with the lowest fees in New Zealand. Real-time rates, transparent pricing, and instant settlement.

Autostack

Stack Bitcoin automatically on your schedule. Set it and forget it with recurring purchases that build your holdings over time.

Bill Pay

Pay any NZ bill using your Bitcoin. Convert and pay in one seamless transaction directly from your wallet.

What Kiwi Bitcoiners Say

Real feedback from our customers across Aotearoa.

"Highly recommended for both saving bitcoin in lightning as well as cold storage. The fees are slightly better than its NZ competitor. Bitcoin only, no other drifter pump and dump garbage coins."

— Audi

"Love their smash buy feature! I've been using Lightning Pay for the past 8 months. Incredibly easy and lightning fast! The team are amazing people who contribute a lot to the Bitcoin community."

— Cameron

"Receiving sats before the green tick! The best part is getting sats in my wallet before even seeing confirmation on the website. Local company providing much needed innovation to NZ."

— Lee

Why Stacked?

We're Bitcoin-only because we believe in focused simplicity. No altcoin noise, just the hardest money ever created.

Simplicity

Buy, sell and hold Bitcoin from your mobile. No complex trading interfaces – just simple, focused Bitcoin.

Get the app

Self Custody

Your Bitcoin, your keys. We don't hold your funds – they go straight to your wallet where only you control them.

Learn more

Support

Real humans, based in New Zealand. Get help from our award-winning support team whenever you need it.

Ready to start stacking?

Join thousands of Kiwis who are building their Bitcoin future. Start with as little as $6.

Free email course

Your first Bitcoin, step by step

Seven short emails take you from curious to a small autostack quietly running, self-custody and all. Free, with up to NZ$40 in rebates and discounts.

Start the free course

BITCOIN IS BETTERMONEY

Stack More. Do More.

How it Works

Choose how you start

Buy Bitcoin

Sent to your wallet

Use your Bitcoin

Everything you need to make bitcoin part of your every day life

Self Custodial Bitcoin Wallet

Lightning Fast Exchange

Autostack

Bill Pay

What Kiwi Bitcoiners Say

Why Stacked?

Simplicity

Self Custody

Support

Ready to start stacking?

Your first Bitcoin, step by step

BITCOIN IS BETTER
MONEY