Bitcoin Only • NZD • Self-Custody
BITCOIN EXCHANGE NZ
Not all Bitcoin exchanges are the same. Find the right NZ platform for buying, selling, and stacking Bitcoin — no altcoin noise.
Fees and limits
| Buy fee | 1% plus bank fee |
|---|---|
| Buy fee, manual bank transfer | 2% plus bank fee |
| Sell fee | 1% |
| Daily limit, verified | NZ$20,000 |
| Monthly limit, verified | NZ$200,000 |
| Lightning, per transaction | NZ$10,000 |
| Instant payment, Akahu | NZ$500 to start, rising to NZ$10,000 with payment history |
| Instant payment, POLi | NZ$200 to start, rising to NZ$10,000 with payment history |
Full detail on the fees and limits page.
What you’ll need to open an account
- Photo ID: NZ driver licence or passport
- Proof of address: a recent utility bill, council bill, or bank statement showing your name and address
- A selfie
- Your IRD number
- Your bank account details
Full detail on the account verification requirements page.
Bitcoin Exchange vs Multi-Coin Trading Platform
The New Zealand market has two types of platforms: Bitcoin-only exchanges focused on saving and stacking, and multi-coin trading terminals built for active traders. These are fundamentally different products.
If you're buying Bitcoin as a savings vehicle — not day-trading or chasing altcoins — a multi-coin exchange adds complexity and risk without benefit. See why Bitcoin-only beats multi-coin platforms for savers.
What Makes a Good Bitcoin Exchange in NZ?
- NZD native support — deposit and withdraw in New Zealand dollars without conversion fees.
- FSP registration — confirms the platform meets New Zealand financial service standards.
- Self-custody — can you withdraw your Bitcoin to a wallet you control? Or are your funds locked on the platform?
- Automatic stacking — the ability to schedule recurring Bitcoin buys is one of the most powerful DCA tools available to NZ investors.
- No altcoin noise — Bitcoin-only platforms don't expose you to the distraction, risk, and extra attack surface of hundreds of altcoins.
Compare: Bitcoin-Only vs Multi-Coin Exchange
| Bitcoin-Only | Multi-Coin Exchange | |
|---|---|---|
| Coin count | Bitcoin only | 100–500+ coins |
| Best for | Stacking, DCA, long-term hold | Day-trading, leverage, NFTs |
| NZD support | Direct, no conversion | May have conversion fees |
| Self-custody | Full withdrawal to your wallet | Sometimes restricted |
| Complexity | Simple, focused | Complex UI, more risk |
Why New Zealanders Switch to Stacked
Stacked is built for one thing: helping New Zealanders buy and hold Bitcoin. No altcoin listings, no leverage products, no NFT marketplaces — just Bitcoin, NZD, and self-custody.
- Pure Bitcoin focus — no distractions, no risk from altcoin blowups
- FSP-registered and NZ-owned
- Direct NZD deposits via bank transfer or POLi
- Automatic stacking so you accumulate without thinking about it
- Full self-custody — withdraw your Bitcoin anytime
- Local support from a NZ team
Ready to buy and sell?
Everything on this page is built into Stacked’s exchange. Explore Buy & Sell →
Related Stacked support guides
For step-by-step product help, use the Stacked support centre rather than a separate learning hub.
Ready to try a Bitcoin-only exchange built for NZ?
Create Free AccountFrequently asked questions
What is a Bitcoin-only exchange?
Can I sell Bitcoin for NZD on Stacked?
Is Stacked FSP-registered?
What's the difference between an exchange and a broker?
Can I withdraw Bitcoin to my own wallet?
Ready to start stacking?
From $6 NZD. No minimum to hold. Self-custody from day one. Your keys, your Bitcoin.
Create your free accountFSP1005773 · Based in Queenstown, NZ